1646 4th Street

Los Osos, CA 93402
Single Family Residence
$989,000
Pending (Oct 5, 2026) 4 Days on Market
1646 4th Street

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Listing Agent: Monica Chudgar, DRE #01502272
Listing Brokerage: Lotus Real Estate Services
Listing Brokerage Contact: 805-234-2908
3Beds
2Baths
1,955Sq Ft
6,250Lot Sq Ft
1988Year Built

Property Description

Charming and spacious 3 bedroom, 2 bath home located directly across from Sweet Springs Nature Preserve in Baywood Park. Offering approx. 1,955 SF of comfortable living space all on one level, the home has abundant natural light and thoughtful features throughout.

The home’s distinctive coastal character is highlighted by peaceful views of the Morro Bay Estuary, dunes, and iconic Morro Rock from the front porch and family room. The inviting interior features a dedicated foyer, vaulted tongue-and-groove wood ceilings in the family room, large walk-in kitchen pantry, primary ensuite bedroom, a cozy breakfast nook with morning light, and also a separate dining room – perfect for both everyday living and entertaining.

The oversized two-car garage provides ample space, plus a generous workspace area; this workspace area is unique in that the footprint is mirrored on the floor directly above, offering potential for a future elevator installation, further solidifying ‘single-level living’. Storage is exceptional – plenty throughout the interior of the home, plus a substantial and easily accessible area beneath the house which is spacious enough to stand up in, and is conveniently accessed through a dedicated door in the garage.

With its generous proportions, one level living, abundant storage, natural light, coastal views, and unique possibilities for future improvements and customization, this home offers a wonderful combination of charm, function, and potential.

Basic / Listing Information

Property Subtype
Single Family Residence
Parcel Number / APN
38,422,044
Days on Market
4
Cumulative Days on Market
4
Original List Price
$989,000
Last List Price
$989,000
Listing Date
Sep 30, 2026
Pending Date
Oct 5, 2026
MLS#
SC26208700

Size & Layout

Year Built
1988
Living Area
1,955
Lot Size (sq ft)
6,250
Lot Size (acres)
0.1435
Bedrooms
3
Total Bathrooms
2
Full Bathrooms
1
3/4 Bathrooms
1
Levels
Two,Multi Split
Main-Level Bedrooms
3
Common Walls
No Common Walls
Accessibility Features
None

Interior

Interior Features
Breakfast Bar,Breakfast Area,Separate Formal Dining Room,Eat In Kitchen,High Ceilings,Pantry,Tile Counters,All Bedrooms Up,Bedroom On Main Level,Main Level Primary,Primary Suite,Walk In Pantry,Walk In Closets
Flooring
Carpet,Vinyl
Appliances
Dishwasher,Electric Oven,Electric Range,Free Standing Range,Microwave,Refrigerator,Water Heater
Laundry
Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,Inside,Laundry Room
Heating
Forced Air,Fireplaces
Cooling
None

Exterior / Lot

View
Yes
View Types
Bay,Back Bay,Water
Lot Features
Back Yard,Front Yard,Gentle Sloping,Yard
Patio / Porch Features
Deck,Front Porch
Private Pool
No
Pool Features
None
Spa
No

Parking

Garage
Yes
Garage Spaces
2
Attached Garage
Yes
Carport Spaces
0
Total Parking
4
Parking Features
Driveway,Garage
Open Parking Spaces
2

Utilities / Energy / Rural Features

Water Source
Public
Sewer
Public Sewer
Utilities
Electricity Connected,Natural Gas Connected,Sewer Connected,Water Connected

HOA / Community

Senior Community
No
HOA / Association
No
HOA Fee
$0
Community Features
Suburban
Common Interest
None

Schools / Location

High School District
San Luis Coastal Unified

Ownership / Other Listing Details

Additional Parcels
No
Possession
Close Of Escrow
SLO County Homes · Independently compiled information

Local & Market Information

Property & Market Context

This 3-bedroom, 2-bath Los Osos single-family home offers 1,955 sq ft of living area on a 6,250 sq ft lot.

For context, its current list price of $989,000 is about 4% above the 2026 year-to-date through October 9, 2026 median closed single-family home price of $950,000 in Los Osos.

Built in 1988, the home is approximately 38 years old, compared with a median home age of 49 years for closed single-family homes in Los Osos during the same period.

Local Market Tidbit

Through October 9, 2026, 63% of closed single-family homes in Los Osos were single-story, ranking Los Osos 7th among 14 SLO County communities.

The information in this section is independently compiled or calculated by SLO County Homes and is not provided by the listing broker or CRMLS. Market comparisons use saved SLO County Homes statistics for the period shown and are for general informational purposes only.

IDX Information

Based on information from CRMLS as of October 5, 2026 at 2:13 PM PDT.

The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

All information is deemed reliable but is not guaranteed and should be independently reviewed and verified for accuracy. Property information is supplied by the listing broker and/or other sources and may be subject to errors, omissions, or changes without notice.

Properties displayed on this website may be listed by a real estate brokerage other than SLO County Homes.

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